Management of Banks – Text and Cases

Management of Banks – Text & Cases is a comprehensive and academically rigorous treatise that presents banking as an integrated management discipline. The book moves beyond descriptive banking theory to examine how modern banks are structured, governed, regulated, and managed in a capital-intensive, technology-driven, and risk-sensitive environment. The work systematically connects the Indian banking system’s institutional framework with the financial architecture of banks (balance sheet, profitability, ALM), the risk governance ecosystem (Basel norms, credit and market risk management), and the asset quality and insolvency interface under the IBC regime. It also addresses retail banking strategy, CRM and E-CRM, digital payment systems, and international banking operations. It culminates in a forward-looking perspective through chapters on Banking in Viksit Bharat 2047 and the IBC Amendment Bill 2025. Designed with a ‘Text & Cases’ methodology, the book integrates conceptual exposition with case studies, enabling readers to develop analytical clarity and decision-making competence.