Banking Laws

This edition of Banking Laws, updated for 2026, provides a consolidated statutory framework governing banking regulation, financial institutions, and monetary policies in India. The volume presents the bare text of the law along with short comments, incorporating the most recent amendments and allied legislations, making it an indispensable reference for students, professionals, and regulators in the banking and finance sector.

It contains:

• The Banking Regulation Act, 1949 (as amended by the Banking Laws (Amendment) Act, 2025)
• The Depositories Act, 1996
• The Interest Act, 1978
• The Negotiable Instruments Act, 1881
• The Prevention of Money-Laundering Act, 2002 (as amended by the Jan Vishwas (Amendment of Provisions) Act, 2023)
• The Recovery of Debts Due to Banks and Financial Institutions Act, 1993
• The Reserve Bank of India Act, 1934 (as amended by the Banking Laws (Amendment) Act, 2025)
• The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002

Also included:

• Relevant State Amendments

This edition is particularly useful for:

• Law students and academicians specializing in banking law, commercial law, and financial regulations
• Advocates, consultants, and practitioners dealing with banking litigation, compliance, and recovery proceedings
• Bank officials, compliance officers, and corporate legal departments ensuring adherence to regulatory requirements
• Policymakers, regulators, and enforcement agencies monitoring the financial system and banking operations
• Researchers and consultants studying developments in financial law and regulation

By consolidating the principal Acts with the latest amendments and state-specific provisions, this 2026 edition serves as a comprehensive and authoritative legal reference for academic study, professional practice, regulatory compliance, and policy implementation in the banking and financial sector.